Tag: debt

If you have racked up a ton of debt and you can’t seem to get out of it, don’t worry. The world has not ended yet.

If you find yourself in need of debt consolidation and things are generally not looking that well for your finances, you might understandably be frustrated or even scared.

The Department of Education began negotiations to change regulations related to the for-profit college industry in December, a move that some advocates say will harm students.

As students at Hood College and Mount St. Mary’s University begin classes on Monday, many will likely have their minds on their course schedules and syllabi, planning out how they’re going to make it through the semester.

With credit scores at an all-time high and credit card delinquency rates near all-time lows, the Federal Reserve has raised rates four times since December of 2015.

Medicaid expansion not only led to significantly more insured people, but also played a role in improving financial health and reducing medical debts for low-income people, according to a new report.

Consumers across a range of income levels are worrying more about money. A new study by MassMutual suggests the worry stems from personal finance issues, but is not confined to financial matters.

When your personal finances teeter on the brink, your first instinct might be to do something drastic.

Meet Mr Financial Fugitive. I’m not privy to all the details, but know that this person skipped the country leaving behind a mountain of debt.

At the time of David Oliver’s arrest for unpaid debt in the UAE, he had no idea he was in trouble. In fact, he says he did not even realise his payments had stopped.

In 2010, Brian Brandow, the author behind the personal finance blog Debt Discipline and member of the Finance Collective, found himself face to face with over $100,000 worth of debt.

A dozen women gathered at Jacksonville City Hall Saturday morning with a similar goal in mind: to learn how to manage their finances.

From buying cars to houses, to automobiles, many veterans have looked forward to being able to spend some of the money they earned while in service.

If you want to start a business, but have debt, you are probably wondering whether it’s a good idea. The short answer is that it can be — if you’re smart about it. Take a look at the questions below to help you assess your unique situation.

Some scary things last long after Halloween. If anything, the ghouls and ghosts that haunt American streets today are a welcome distraction from what’s truly frightening: the precarious state of the household finances.

In the ever growing materialistic world we live today, money is definitely one of the very important things (if not the most) for living.

Whether you have a lot of debt or just owe a few dollars a month on a credit card, it is critical that you are able to pay your bills on time.

Americans added $34.4 billion to their credit card debt in the second quarter of 2016, nearly half the total added in all of 2015.

Redd Horrocks had a five-figure problem. "I had credit card debt from a plethora of bad choices," she says. While her job with an event production company was paying the bills, it wasn't doing much to put a dent in her debt.

You're behind on your debt payments – big time – and you know that you should pay what you owe, and that if you don't, your credit score will tank, and your credit report will signal to lenders that you're a risky bet.

It will come as no surprise that a lot of people are burdened by education-related debt. What may be surprising is how few of those people even know the terms of that debt.

The average American household carries $15,762 of credit card debt according to data from NerdWallet. The average credit card interest rate is 13.51%. That means the typical American family could be losing $2,000 a year to credit card interest alone.

If you have student loans, you’ve probably heard the numbers: There is $1.3 trillion in outstanding student debt in the U.S. More than 40 million Americans have at least one student loan.

It’s not uncommon to fudge some of life’s most sensitive numbers, such as age or weight.

My odd yet intimate knowledge of the outrageous inner workings of our Central Banks gives me insights heretofore unavailable even to the most celebrated, revered and feted economists. I will explain how I came to be amongst the celebrated elite at the Economic Symposium held at the Jackson Lake Lodge last week end.

Pandemonium erupted in the room as everyone realized they were going to richer than King Midas. Even the North Korean delegation seemed to be quite 'stoked' at the thought of vast personal wealth

Puerto Rico’s budget director ratcheted up the risk of a default on some agency securities, saying cash from the commonwealth’s operating budget won’t be redirected to make debt payments due next month.

Puerto Rico is just days away from a historic economic collapse after the commonwealth's governor said the island cannot pay its $72 billion in debts.

Greece's leftwing government expressed confidence on Tuesday that parliament would approve a debt deal with lenders, despite an angry reaction from some of its own lawmakers who accused it of caving in to pressure for more austerity.

Americans should be aware of the common causes of debt so they be more smart with their finances and have more control over their money.

Today, people struggle under the burden of a failing economy. It seems that no matter where people turn, prices increase and wages decrease.

As a crucial date approaches for Greece to make a major debt payment, the markets are yet again weighing the possibility that the country could actually default on its loans.

In this interview, Nick Barisheff discusses the debt ceiling and the US economy Watch Now

Most people will get into debt at some point in their life. People go into debt for various reasons, such as getting into an accident, losing a job, educational expenses or bad spending habits.

Although working out solutions to your debt problems with a debt settlement company is a viable option, there are other alternatives that you can choose from.

If you want to know the ways out of debt, you will need to know what your options are in order to hold your creditors at bay and avoid a situation where you lose your possessions in order to settle your debts

The consolidators should give you free advice, including tips on how to consolidate debt

While you may think that bankruptcy is usually a result of bad decisions or poor financial planning, CNBC reports that medical bills are the number one reason for personal bankruptcy filings. Other common causes are job loss or suffering a major accident. In short, bankruptcy can happen to anyone. How can you see it coming?

With debt relief soaring beyond numbers like never before, more and more American students are reeling under the burden of meeting their student expenses through loans

The most basic type of loan is a pawn - you sell your item to someone, and you have the opportunity to buy it back within a certain time frame for a certain amount extra. Unfortunately, not all loans are this simple.

In the aftermath of the recent economic turmoil, many have had to readjust their finances. The mess has left some people worse off than others, but many individuals are suffering from poor credit. If you are one of the many people trying to rebuild their credit in 2015, read on to learn about some simple strategies that can help you get back on your feet.

Christmas is now over and its time to take stock of the financial impact it may have made on you. If you have borrowed heavily on credit cards to fund your spending, then you will be waiting for that harsh reminder to land through the letterbox, when the January statements arrive