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Every student loan borrower should know how their student loan debt affects their credit history and credit score — from how much missing a payment could ding their credit score to whether refinancing student loans affects credit at all.
But it’s not just your mistakes that can keep your credit down. According to an April 2017 report from the Consumer Financial Protection Bureau (CFPB), “Non-federal and federal student loan borrowers reported issues of incorrect reporting of their loans to the credit reporting companies.”
Such errors can have major consequences. You might get rejected for other credit or loans or get stuck paying hundreds more in interest. Credit reporting errors could even cost you your dream job or apartment.
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