I don’t know when you get introspective about the quality of your finances in a given year, or whether you do it all.
It seems to me that most people self-evaluate late in December, while the remainder make judgments about the previous year some time in January.
But if you want to actually swoop in and save a year, and have the chance to turn lemons into lemonade, then take stock of your victories and losses during the beginning of October. If you do, you’ll have a chance to right your wrongs before it’s too late.
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