By indiainfoline.com
1. List down your personal finance goals: The first step to achieve financial success is to define what exactly financial success means to you. What are the 5 (or even 10, 15, 20) monetary things that you would like to achieve in your lifetime. However, be careful; do not just specify vague goals like “I want to be wealthy”. Go for something specific and measurable like “I want to be a millionaire when I am 40”. The latter are easier to track and achieve.
2. Have a specific portfolio for each goal: A lot of investors often “just invest” their money in the hope that it will grow enough to meet their future needs. This approach is exactly what it sounds like – shooting arrows in the dark. Instead, investments should be geared toward specific goals.
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