By finance.yahoo.com
Spring’s arrival prompts many folks to embark on ambitious spring cleaning projects like purging closets and pantries. But spring cleaning should go beyond living spaces—your finances can likely use a facelift, too.
“It’s easy to get lost in the paper trails, tasks and consistent budgeting that’s required to maintain a solid financial outlook,” said Mike Sullivan, a personal finance consultant with Take Charge America, a national nonprofit credit counseling and debt management agency. “It’s critical to be organized and develop goal-oriented action plans in order to achieve financial independence.”
Sullivan offers seven tips to de-clutter your finances this spring:
- Refresh your budget – A realistic and balanced budget is the No. 1 tool in your financial arsenal. Take a close look at what you spend now, how much you make and your financial goals. How can you adapt spending patterns to free up more money? Is your budget filled with wants or needs? Document your budget on a simple worksheet or online, and review monthly to ensure you’re on track.
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