Today’s Mortgage Rates at Wells Fargo, US Bank, Capital One – Thursday, April 21

Mortgage Rates at Wells Fargo
Wells Fargo is quoting higher mortgage interest rates on Wednesday. The best rate for a conforming 30-year fixed-rate mortgage is 3.750% with an APR of 3.810%. The 30-year FHA loan is quoted at the same 3.750% interest rate with a 4.758% APR. A 30-year VA mortgage is published with a rate of 3.375%. Buyers can lock into a 15-year fixed home loan at 3.125% with an APR of 3.176%. Wells Fargo advertises a 7/1 adjustable rate loan at 3.375% to start.
Larger loan amounts are available in select high-cost markets. A larger 30-year fixed mortgage is published at 3.875% today with an APR of 3.885%. A larger FHA mortgage is quoted with a 3.750% interest rate and an APR of 4.742%.
Jumbo loan borrowers can secure the lowest interest rates at Wells Fargo. A 30-year fixed jumbo loan is published with a 3.500% interest rate and an APR of 3.506%. A 7/1 jumbo ARM is available with a rate as low as 2.750% for the first seven years.
Refinance rates have also edged higher. A 30-year fixed refi loan at Wells Fargo is quoted at 3.875% on Wednesday with a 3.912% APR. A 30-year fixed FHA refinance is available at 3.750% with an APR of 4.771%. Homeowners can refinance into a 15-year fixed refi mortgage at 3.125% today with an APR of 3.207%. For greater flexibility, a 7/1 refinance ARM is quoted at 3.375% for the first seven years.

US Bank Mortgage Interest Rates
The best interest rate for the benchmark 30-year fixed mortgage at US Bank on Wednesday is 3.750% with an APR of 3.821%. US Bank advertises the 20-year conventional mortgage at 3.500% with an APR of 3.597%. The more popular 15-year fixed loan is quoted at 3.125% today with an APR of 3.249%.
Buyers in search of greater flexibility can lock into a 5-year adjustable rate mortgage at 2.875% for the first five years. A 10-year ARM is quoted at 3.375% to start with an APR of 3.347%.
A 30-year fixed FHA loan is offered with a 3.500% interest rate today and an APR of 4.555%. Buyers can lock into a 15-year FHA mortgage at 3.125% with a 4.190% APR. The 30-year VA loan is advertised with an interest rate of 3.500% and a 3.833% APR.
US Bank also offers jumbo loans. A 30-year jumbo mortgage is quoted at 3.875% with an APR of 3.896%. A 15-year jumbo loan is available with a rate as low as 3.625% and a 3.663% APR.
US Bank does not include discount points in advertised rates. You can purchase points at closing to secure a lower interest rate than advertised.

Capital One’s Best Mortgage Rates
Capital One advertises the 30-year fixed mortgage at 3.500% today which is among the lowest of major lenders. A 15-year conventional home loan is offered as low as 2.875% with a 2.983% APR. Buyers can lock into a 5/1 ARM at 2.750% to start with a 3.288% APR. A 7/1 ARM is quoted at 3.000% for the first seven years with a 3.338% APR. Buyers interested in a jumbo mortgage can secure an interest rate as low as 3.500% or a 30-year fixed jumbo loan with an APR of 3.521%.
The interest rates mentioned within the article are subjected to change without any guarantee and are up-to-date at the time of publishing of the article. For the latest interest rates, make sure to check the current values.