By Alan M. Petrillo
Mortgage interest rates continue to remain at near-historic lows throughout the country, and many homeowners in Northwest Tucson are taking advantage of those rates, seeking to refinance their homes.
But in doing so they have to navigate a maze of information, depending on whether they hold a mortgage from the Federal Housing Administration (FHA), Veterans Administration (VA), Fannie Mae, Freddie Mac or some other lender.
In addition, the borrower might qualify for either a Home Affordable Refinance Program (HARP) or a Home Affordable Modification Program (HAMP) loan.
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